June 11, 2023
Various savings schemes are being implemented in the postal sector by the central government. Currently, the central government has launched a scheme called Mahila Samman Savings Bond specially for girls and women. We will know about that scheme in this post.
What is Mahila Samman Savings Certificate Scheme:-
Finance Minister Nirmala Sitharaman announced a new micro-savings scheme for women in her 2023 budget speech.
He announced that under the Mahila Samman Savings Scheme for Women, deposits in the name of women and children for two years can be availed at a maximum interest rate of 7.5%.
Only women and girl children can join this scheme brought by the central government.
This is the best scheme for women to inculcate the habit of saving in women and return their savings with interest
In the Mahila Samman Savings Scheme women, Girls and children can benefit from this scheme together
Mahila Samman Savings Certificate Scheme is an account opened in the name of women or girls by depositing a minimum of Rs 1,000 and a maximum of Rs 2 lakh.
The maturity period is two years.
You can open any number of accounts for a maximum amount of 2 lakhs with a minimum interval of three months.
The scheme will last till 31 March 2025
40 percent of the deposit can be withdrawn if required after one year from the date of deposit.
The account can be closed early if required after six months of account opening with 5.5 percent interest.
If the person who opened the deposit account dies within two years, the entire amount will be paid.
who opened the deposit account This deposit can be used for medical assistance in case of illness.
Even if the parent or guardian who is investing for the children dies, the entire amount is transferred in between.
For more details visit the nearest post office